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Meet Our Team



Nelson Hatchett

I grew up in the metropolis of Cowan, TN. My parents started our agency in 1954 (before I was born). Initially, I didn’t plan on being part of the family business, but I joined the agency after graduating from MTSU in 1980. Then, in 1992, we built a new office building and moved the business to Winchester, TN. I have 38 years of experience in the insurance industry. I have delivered big claim checks and small ones. It makes me happy to be able to hand somebody a check after they have suffered a loss. Helping people makes life exciting!

When I’m not working, I ride bikes both road and mountain, with my friends. We work out together almost daily. I enjoy water sports, boating, wakeboarding on Tims Ford Lake and I like to snow ski occasionally, go mountain biking around Sewanee or work in the yard at home, as I like being outside every chance I get. In the fall, I enjoy U.T. football.

I enjoy faith-based charities and organizations. We like to support local nonprofits, as well as our church. I hope to be able to give back more as time allows.



  • – Certified Insurance Counselor for over 30 years
  • – Certified Professional Insurance Agent


Kyle Hatchett
Commercial Insurance Agent

I was born and raised in Franklin County, TN. I graduated from Franklin County High School and the University of the South in Sewanee, TN. I started working at Hatchett Insurance as a teenager. After college, I worked managing a general agency and then a retail insurance agency specializing in small business.

If I’m not at work, there’s a good chance I could be at the gym or church. On the weekends, it’s fun to take a hike or bike ride or try out a new restaurant. I, also, like a good, thought-provoking book- fiction or nonfiction. I’m pretty much addicted to coffee, tea, and Marvel movies.

I enjoy getting to know the local business owners and nonprofit managers who keep our community running and finding out how I can help them. I currently attend the Winchester Noon Rotary Club.

Tammy Ryan

I grew up in Cowan, TN. I’ve been working with insurance since 1985, and I enjoy working with our clients to offer advice on their individual insurance needs.

Virginia Euler

I have been working at Hatchett Insurance Agency since 2002. I am licensed in Property and Casualty as well as Life and Health insurance.

Denise Meeks

I have worked for Hatchett Insurance since 1987. The insurance market is more competitive than ever giving clients more options from which to choose. I love what I do. I enjoy coming to work, I know my customers by name, and I know I do a good job.


Amelia Baggenstoss

I was born and raised in Monteagle, TN and graduated from Middle Tennessee State University.

While I recently joined Hatchett Insurance, I already know how much I enjoy getting to know our customers.